What can Business Cash Advance be used for ?

A cash flow loan can offer the solution to a wide range of everyday business challenges.

New premises

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Stock

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Growth

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New Equipment

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Working capital

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Download the Cash Flow Finance fact sheet

How can BCA can help?

Fast

Same day decision and funding, with a full packaged application

Flexible

Tailored to your business. Your business only pays back what you can afford, with no fixed borrowing term.

Simple

Apply in minutes. Hassle-free repayments, calculated automatically.

Human

Dedicated account manager. We understand your business and how to help with growth.

Applying for a Business Cash Advance with Nucleus

1

Your needs

You identify that your business needs funding

2

Confirmation

We confirm that your business meets the eligibility criteria

3

Confirmation

We confirm that your business meets the eligibility criteria

4

Confirmation

We confirm that your business meets the eligibility criteria

5

Achieve goals

You use the merchant finance to achieve your business goals.

Apply now

What you need to apply

Eligibility criteria

  • Takes payments by card
  • Trading for 4 months
  • Registered in England and Wales

Required Documents

  • 3 months' business bank statements
  • Full set of business accounts

We help thousands of UK businesses
achieve their goals every year

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Get approved for free*Applying does not afffect your credit score

Lumpy cash flow

Business loans based on cash flow can help to even out seasonal peaks and troughs in your cycle. For example, a store in a seaside resort is likely to experience a surge in business through the summer months, but a drop in revenue during winter. Cash flow lending from Nucleus can help you through those quieter periods .

Long payment terms

Are you tired of waiting for your customers to pay? You can tackle long payment terms with a cash flow loan, which will provide the financial support you need during those periods where you’re waiting to receive money owed to you for the goods or services you provide.

Fulfil expansion plans

By financing your cash flow, you can achieve your dreams of hiring new staff, growing your enterprise or taking on bigger projects. It can be used for the development of businesses in all kinds of sectors and, as long as you spend the fundi ng on your company, we place no restrictions on how it’s used.

Accessibility

A recent report from the government found that 41% of SMEs felt t hey would not be accepted for external funding. At Nucleus, we want to help as many people as possible, and our business cash flow loans are a vailable to all those who meet the eligibility criteria. As an unsecured form of funding, you won’t have to put up your home or other assets a s collateral.

Accessibility

A recent report from the government found that 41% of SMEs felt t hey would not be accepted for external funding. At Nucleus, we want to help as many people as possible, and our business cash flow loans are a vailable to all those who meet the eligibility criteria. As an unsecured form of funding, you won’t have to put up your home or other assets a s collateral.

FAQ's

Our business cash flow finance starts from £25,000. However, if you need to borrow less than that, we have other products which may be more suited t

The maximum repayment term for a cash flow loan is five years. Please note that this only applies to loans over £75,000.

The maximum repayment term for a cash flow loan is five years. Please note that this only applies to loans over £75,000.

If your application for cash flow lending is approved, you could have the funds in your account within 24 hours.

There will be no fees if you want to repay your cash flow loan ahead of schedule, as long as you settle the amount in full. You could even be entitled to a 10% discount.